We're Debt Freeeeee!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

We paid out last (ever) credit card bill this week. We have been working on this for two years, starting with about $35,000 in debt, most of which was credit cards.

We are starting our Emergency Fund now. We will start with a 3 month emergency fund, eventually building it up to 6 months. After that we will also be building our replacement car fund, with a goal of having the cash to buy a good used car when our old cars bite the dust.

The peace of mind we feel is just amazing! Jason is getting a bonus from work soon, and it is nice to know that the money is ours--we don't have to put "extra" or "found" money on stupid credit cards anymore. We can focus on our savings, getting the house paid off much sooner than the 26 years left on our mortgage, and building wealth.

We owe a big huge thanks to these two 2 people; my friend Shannon, who sent me a copy of the book The Total Money Makeover, and Dave Ramsey for writing the book, and guiding people daily through their own Total Money Makeovers. We highly reccommend this book to everyone! You can check it out a http://www.daveramsey.com/